Workers' Comp Insurance
What is Workers' Comp Insurance?
Required for businesses in almost every state, a workers’ compensation insurance policy pays for the cost of medical expenses, rehabilitation costs and lost wages for those who suffer a covered work-related injury or illness. Loss of life benefits due to covered work-related injuries or illnesses are included as well. Carriers also provide customers with risk management services that assist companies in promoting safety and reducing workplace injuries and illnesses.


How can work accidents be prevented?
Accident and injury can happen in any number of ways. Yet, 35% of workplace injuries occur within the first year of employment, regardless of age or experience level.
The most common causes of first-year injuries:
Overexertion Slips, trips & falls Struck by an object
Proper onboarding and training can be employed to help mitigate risk of injury to new employees.